


When buying an Investment property in Ontario, you will
need a minimum down-payment of 10%. The other 90%
can be covered by an Investment Mortgage. Our Mortgage Agents can guide you to the right Lending Institutions.
Some elements to consider are:
| High-ratio mortgages (>80%) require mortgage default insurance | |
| A lower down-payment can put pressure on rental income | |
| TDS ratio up to 45% | |
| Amortization period up to 35 years | |
| 80% of rental income is considered | |
| Multiple sources for down-payment | |
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